Thulani Muchiya

Thulani is currently Head of Risk at Access Bank (Zambia) Limited. He is entrusted with building a robust risk management framework for the bank, bringing together operational risk, credit risk, enterprise risk management, interest rate and market risk, stress testing, modeling and analytics and managing the enterprise wide risk. Ensuring all the risk controls required by the bank remain within agreed risk appetite.
 
Formerly, a Finance Controller at Omnia Fertilizer Zambia Limited. Thulani managed adherence to Credit Policies, offtaker agreements and risk affecting the entity. He was also a key member of the Finance department reviewing general ledgers and monthly reconciliations and further reporting financial performance. He managed both internal and external audits.
 
Thulani was Head-Credit Risk Management of Access Bank (Zambia) Limited. He was managing the overall risk profile in line with Access Bank’s Risk management Policies, as well as Bank of Zambia Regulatory Guidelines on Risk Management. He ensured compliance with the approved risk management framework and processes for identification, controlling, managing and reporting risk. He interacted with the Risk Management Committee, Loans review Committee and Credit and Finance Committee of the Board. He was part of the credit Portfolio Review Committee, Enterprise Risk management committee, Assets and Liability Committee, Audit Committee among others.