Public Sector

Public Sector
Our Public Sector offering provides financial services tailored to meet the needs of government entities, agencies, and development/ non-profit organisations while playing a role in fostering economic growth, promoting financial stability, and advancing the public interest.

We recognise that such collaboration can lead to mutually beneficial outcomes, driving sustainable development and prosperity for society.



Empowering National Growth Through Strategic Public Sector Partnerships

We understand that the public sector plays a pivotal role in national development. Our Public Sector Banking division is dedicated to supporting government ministries, departments, agencies, municipalities, and state-owned enterprises (SOEs) with robust, transparent, and efficient financial solutions.


We partner with public institutions to enhance service delivery, support infrastructure development, and optimise financial management through tailored banking services and strategic advisory.

Our Public Sector Solutions

We offer a full suite of customized financial products that align with government priorities and compliance frameworks:


Government & Institutional Banking

  • Treasury & liquidity management
  • Revenue collection and payment solutions
  • Salary processing and pension disbursement
  • Escrow & trust accounts
  • Electronic fund transfers (EFT), RTGS & bulk payments


Infrastructure & Development Finance

  • Project and capital expenditure financing
  • PPP structuring and advisory
  • Sovereign-backed loans
  • Development partner engagement


Capacity Building & Advisory

  • Budget planning & execution support
  • Digitisation of public services
  • Financial inclusion initiatives
  • Training and workshops for public finance teams

Digital Public Finance

We’re at the forefront of e-government transformation, delivering digital solutions to modernize public financial management systems, including:

  • Online tax and fee collection
  • Automated payment platforms
  • Integration with national systems for seamless reporting and accountability

Strategic Partnerships

Access Bank Zambia is proud to collaborate with:

  • National Government and Local Authorities
  • State-Owned Enterprises (SOEs)
  • Multilateral agencies & NGOs
  • Development finance institutions (DFIs)


Our goal is to support national priorities in education, health, infrastructure, agriculture, and public service delivery.

Why Choose Us?

  • Strong track record in handling complex public sector mandates
  • Seamless integration with government payment and reporting systems
  • Secure, scalable, and compliant digital platforms
  • Dedicated Public Sector Relationship Managers
  • Deep knowledge of the Zambian regulatory and fiscal landscape
 

Get in touch with us

Talk to us about how we could support your business, please call us on:  +260 211 257 970-6.

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